Privacy Policy

Effective Date: October 7, 2026
Last Updated: October 7, 2026

I Buy Fire Damaged Homes Miami Florida (“I Buy Fire Damaged Homes Miami Florida,” “we,” “us,” or “our”) respects your privacy.

This Privacy Policy explains how we collect, use, disclose, retain, and otherwise process personal information when you visit ibuyfiredamagedhomesmiamiflorida.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

We operate within the Florida real estate investment, cash-buyer, property-acquisition, marketing, and related transaction marketplace.

Depending on the property and transaction structure, we may:

• Evaluate property for potential acquisition;
• Make or facilitate a cash offer;
• Purchase property directly;
• Work with affiliated or independent investment partners;
• Conduct or arrange inspections and due diligence;
• Coordinate cleanout or property-access services where agreed;
• Work with title companies, closing agents, attorneys, contractors, engineers, inspectors, appraisers, insurers, and other transaction professionals;
• Acquire contractual or equitable rights;
• Assign contractual rights where legally and contractually permitted;
• Work with licensed Florida real estate professionals where legally required; or
• Determine that we will not pursue a transaction.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

• Directly from you;
• Automatically through the Website;
• From public records;
• From commercial real estate and property databases;
• From advertising and analytics providers;
• From telecommunications providers;
• From service providers;
• From transaction participants;
• From licensed real estate professionals;
• From affiliates and business partners; and
• From other lawful sources.

2. Information You Provide

When you request an offer, complete a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect:

• First and last name;
• Telephone number;
• Mobile telephone number;
• Email address;
• Property address;
• Mailing address;
• Ownership information;
• Authority to act concerning the property;
• Property type;
• Property condition;
• Fire damage;
• Smoke and soot damage;
• Firefighting-water damage;
• Structural damage;
• Roof and foundation condition;
• Electrical damage;
• Plumbing damage;
• Heating and cooling information;
• Occupancy information;
• Tenant information where relevant;
• Repair or restoration information;
• Asking price or pricing expectations;
• Desired selling timeline;
• Reason for considering a sale;
• Mortgage information you voluntarily provide;
• Lien and judgment information;
• Property-tax information;
• Probate or estate information;
• Foreclosure or mortgage-default information;
• Flood history;
• Insurance information;
• Insurance-claim information;
• Insurance or disaster-assistance proceeds voluntarily disclosed;
• Photographs;
• Videos;
• Fire-department reports;
• Inspection reports;
• Engineering or structural reports;
• Environmental or remediation reports;
• Contractor information;
• Repair estimates;
• Permit information;
• Ownership or title documents;
• Preferred communication method;
• Preferred contact time; and
• Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit a property, we may research it through lawful public and commercial sources.

Information may include:

• Ownership records;
• Miami-Dade County property records;
• Property-tax information;
• Recorded deeds;
• Mortgages;
• Liens;
• Judgments;
• Notices of lis pendens;
• Foreclosure information;
• Property characteristics;
• Sales history;
• Estimated values;
• Comparable sales;
• Building permits;
• Demolition permits;
• Code-enforcement information;
• Unsafe-structure information;
• Zoning information;
• Court records where lawfully available;
• Probate information;
• Rental-property information where lawfully available;
• Homeowners-association or condominium information;
• Geographic and mapping information;
• Flood information;
• Environmental information;
• Property-condition information;
• Real estate market information; and
• Other publicly or commercially available information.

We may combine that information with information you provide.

4. Information Collected Automatically

When you use the Website, we and service providers acting on our behalf may automatically collect:

• IP address;
• Browser type;
• Browser settings;
• Operating system;
• Device type;
• Device identifiers;
• Approximate location derived from IP address;
• Referring website;
• Referring advertisement;
• Landing page;
• Pages viewed;
• Links clicked;
• Date and time of activity;
• Session information;
• Form interactions;
• Advertising identifiers;
• Marketing-campaign information;
• Lead-source information;
• Conversion information;
• Attribution information; and
• Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use cookies, pixels, web beacons, tags, scripts, local storage, analytics technologies, advertising identifiers, conversion tracking, call tracking, and similar technologies.

We may use them to:

• Operate and secure the Website;
• Prevent fraud and spam;
• Understand Website usage;
• Measure traffic;
• Attribute inquiries to marketing campaigns;
• Measure conversions;
• Evaluate advertising performance;
• Create or measure advertising audiences;
• Support targeted or interest-based advertising;
• Improve the Website; and
• Improve our services.

Third-party providers may process information under their own privacy policies.

6. How We Use Personal Information

We may use personal information to:

• Respond to inquiries;
• Respond to cash-offer requests;
• Research properties;
• Verify ownership and authority;
• Evaluate fire, smoke, water, structural, electrical, and other damage;
• Evaluate property safety and access;
• Review repair or restoration information;
• Review insurance information;
• Evaluate flood and code issues;
• Estimate property value;
• Estimate repair, cleanup, holding, closing, and resale expenses;
• Determine whether we wish to acquire a property;
• Prepare or communicate potential offers;
• Contact owners and authorized representatives;
• Schedule inspections, walkthroughs, calls, or appointments;
• Conduct due diligence;
• Facilitate transactions;
• Coordinate cleanup where agreed;
• Coordinate with title companies, closing agents, attorneys, contractors, inspectors, engineers, appraisers, insurers, and other transaction participants;
• Maintain inquiry and transaction records;
• Follow up regarding submitted property;
• Operate and improve the Website;
• Conduct analytics;
• Advertise and measure our services;
• Prevent fraud, spam, abuse, and security incidents;
• Maintain legal, tax, accounting, and compliance records;
• Enforce agreements;
• Comply with applicable law; and
• Establish, exercise, or defend legal claims.

7. Direct Property Acquisition

The Website currently presents our services primarily as a direct cash-property-acquisition process.

Submitting information allows us to determine whether we may wish to acquire the property.

A Website submission does not itself create:

• A binding purchase offer;
• A purchase agreement;
• An agency relationship;
• A fiduciary relationship; or
• An obligation to buy or sell.

8. Affiliates, Investors, and Transaction Partners

Depending on the transaction, information may be disclosed to:

• Affiliated acquisition businesses;
• Investment partners;
• Co-investors;
• Prospective assignees;
• Licensed real estate professionals;
• Title companies;
• Closing agents;
• Attorneys;
• Inspectors;
• Contractors;
• Engineers;
• Appraisers;
• Insurance professionals; and
• Other transaction participants.

Nothing in this Privacy Policy authorizes unlicensed real estate brokerage.

9. Service Providers

We may disclose information to providers supporting:

• Website hosting;
• Forms;
• Customer relationship management;
• Lead management;
• Telephone services;
• Call tracking;
• Lawful call recording;
• Text messaging;
• Email delivery;
• Marketing automation;
• Advertising;
• Analytics;
• Conversion tracking;
• Property research;
• Data enrichment;
• Cloud storage;
• Cybersecurity;
• Document processing;
• Accounting;
• Legal services; and
• Transaction support.

10. Business Transactions

Information may be disclosed or transferred in connection with an actual or proposed:

• Merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring;
• Sale of assets;
• Bankruptcy; or
• Similar business transaction.

11. Legal and Safety Disclosures

We may disclose information where reasonably necessary to:

• Comply with law;
• Respond to legal process;
• Respond to lawful governmental requests;
• Investigate fraud;
• Protect rights or property;
• Protect safety;
• Secure our systems;
• Enforce agreements; or
• Establish or defend legal rights.

12. Florida Digital Bill of Rights

Florida’s Digital Bill of Rights (“FDBR”) became effective July 1, 2024.

The FDBR is significantly narrower in business coverage than many other state comprehensive privacy statutes.

Among other requirements, the statutory definition of a covered controller generally requires a qualifying for-profit entity to:

• Conduct business in Florida;
• Collect consumer personal data and determine its processing purposes and means;
• Have more than $1 billion in global gross annual revenues; and
• Satisfy at least one additional statutory condition concerning online advertising revenue, a qualifying smart-speaker/virtual-assistant service, or a very large app store or digital distribution platform.

The inclusion of this section does not represent that I Buy Fire Damaged Homes Miami Florida meets those requirements.

Where the FDBR applies, we will comply with it.

13. Florida Digital Privacy Rights

Where the FDBR applies, qualifying Florida consumers may have rights to:

• Confirm whether personal data is being processed;
• Access qualifying personal data;
• Correct inaccuracies;
• Delete qualifying personal data;
• Obtain qualifying data portability;
• Opt out of targeted advertising;
• Opt out of sale of personal data;
• Opt out of qualifying profiling;
• Opt out of collection or processing of qualifying sensitive data; and
• Exercise other rights provided by applicable law.

14. Voluntary Privacy Requests

Even where the FDBR does not apply to us, you may contact us to request:

• Information concerning personal information associated with you;
• Correction of inaccurate contact information;
• Deletion where reasonably practicable;
• Removal from promotional communications;
• Restriction of future marketing contact; or
• Information concerning our privacy practices.

We may honor voluntary requests where reasonably practicable and consistent with:

• Existing or potential transactions;
• Legal requirements;
• Contract records;
• Accounting and tax obligations;
• Fraud prevention;
• Litigation;
• Security;
• Legitimate business recordkeeping; and
• Rights of other persons.

Providing a voluntary request process does not create a statutory right where one otherwise does not exist.

15. Residents of Other States

Residents of other states may have additional privacy rights under their state’s laws.

Depending on applicable law, those rights may include access, correction, deletion, portability, sale or sharing opt-outs, targeted-advertising opt-outs, profiling protections, sensitive-data protections, authorized-agent rights, preference-signal rights, and appeals.

16. Sale, Sharing, and Targeted Advertising

Depending on applicable law and the circumstances, disclosure of information to an independent third party may constitute a:

• Sale;
• Sharing;
• Consumer-directed disclosure;
• Service-provider disclosure;
• Affiliate transfer;
• Business transfer; or
• Other regulated disclosure.

Where an applicable privacy law grants a right to opt out of a qualifying sale, sharing, targeted advertising, or profiling activity, we will process qualifying requests as required.

17. Sensitive Information

Our ordinary property-offer forms are not intended to collect unnecessary highly sensitive information such as:

• Social Security numbers;
• Banking passwords;
• Payment-card security codes;
• Medical records;
• Genetic information;
• Biometric identifiers used for unique identification; or
• Other highly sensitive information unrelated to a property transaction.

Please do not submit unnecessary sensitive information through ordinary Website forms.

Information legitimately needed for closing may be collected separately by appropriate transaction professionals.

18. Telephone Communications

If you provide a telephone number, we may use it to communicate concerning:

• Your property;
• Property research;
• Scheduling;
• Inspections;
• Offers;
• Follow-up;
• Potential transactions; and
• Related services.

Where federal or Florida law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, legally required consent will be obtained.

You may request that calls stop.

19. Florida Call Recording

Florida generally requires the prior consent of all parties before a private wire, oral, or electronic communication may lawfully be intercepted or recorded, subject to statutory exceptions.

Accordingly, confidential acquisition calls should not be silently recorded merely because one participant consents.

If a call or other protected communication is recorded, our operational practice should provide appropriate recording notice and obtain legally sufficient consent.

20. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

• Your inquiry;
• Property research;
• Scheduling;
• Inspections;
• Offers;
• Follow-up; and
• Potential transactions.

Where legally required, additional consent will be obtained before regulated automated or marketing texts are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply. Message frequency may vary.

Reply STOP to request that applicable messages stop.

21. Email Communications

We may use your email address to:

• Respond to inquiries;
• Communicate concerning your property;
• Provide potential-offer information;
• Schedule calls or property visits;
• Send transaction information;
• Follow up; and
• Send promotional communications where permitted.

Applicable promotional emails will include an unsubscribe mechanism.

22. Data Retention

We retain information for as long as reasonably necessary for purposes described in this Privacy Policy.

Relevant factors may include:

• Whether an inquiry remains active;
• Whether property remains of acquisition interest;
• Potential follow-up;
• Whether a transaction occurred;
• Contract requirements;
• Real estate recordkeeping;
• Legal obligations;
• Accounting and tax requirements;
• Fraud prevention;
• Litigation;
• Insurance matters; and
• Legitimate business recordkeeping.

23. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

• Access;
• Acquisition;
• Use;
• Disclosure;
• Alteration;
• Loss; and
• Destruction.

No electronic system or Internet transmission method can be guaranteed completely secure.

24. Florida Information Protection Act

Florida’s Information Protection Act requires covered entities to take reasonable measures to protect qualifying electronic personal information.

Where a qualifying security breach occurs, we will investigate the incident and provide legally required notifications.

Notice to affected individuals generally must be made as expeditiously as practicable and without unreasonable delay, but no later than 30 days after determination of a qualifying breach or reason to believe one occurred, subject to statutory exceptions and authorized delays.

Where a qualifying breach affects 500 or more Florida residents, notice to the Florida Department of Legal Affairs generally is also required within the statutory period.

25. Children

The Website is intended for adults involved in real estate matters.

It is not directed to children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-offer forms.

26. Third-Party Websites and Services

The Website may link to or integrate with third-party services.

We do not control third-party:

• Privacy practices;
• Security;
• Content;
• Products;
• Services;
• Availability; or
• Conduct.

27. Information About Other People

If you provide information concerning another property owner, co-owner, heir, family member, personal representative, executor, administrator, trustee, tenant, agent, or other person, you represent that you have authority or another lawful basis to provide that information.

28. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes occur, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide it.

29. Contact Us

Questions, concerns, or privacy requests may be directed to:

I Buy Fire Damaged Homes Miami Florida
Miami, Florida
United States

Website: ibuyfiredamagedhomesmiamiflorida.com